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Payments with No Banks, CreditCards | FlexiPin

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Why FlexiPin?

What is FlexiPin?

FlexiPin is a flexible Trade Voucher. Purchase a FlexiPin from thousands of vendors and use it to pay bills, buy goods online or recharge your meter or eWallet. With FlexiPin you can Buy and Pay for Anything!

Why should I use FlexiPin?

If you are a customer who uses cash FlexiPin allows you to trade online without needing a credit card. You can also use FlexiPin to recharge your utility meter or eWallet. If you are a vendor or a merchant you can sell services or goods online to customers who don’t have credit cards or wish to use an alternative payment method. Using FlexiPin is simple and secure!

Is FlexiPin Secure?

FlexiPin is secure because it’s private and almost always anonymous. You should keep your FlexiPin safe because if you lose it can be used by someone else and is not recoverable.

Where and How can I use FlexiPin?

You can use FlexiPin to pay bills or recharge your meters. You can use FlexiPin to buy bitcoins or pay into someone’s paypal account. If you are selling something or if you have an online store you can allow customers to pay using their FlexiPins.

Where and How can I use FlexiPin?

You can use FlexiPin to pay bills or recharge your meters. You can use FlexiPin to buy bitcoins or pay into someone’s paypal account. If you are selling something or if you have an online store you can allow customers to pay using their FlexiPins.

How does FlexiPin help me buy Online?

If you don’t have a credit card or you prefer not to divulge card details you can use FlexiPin for your online purchases.

Can I pay bills with FlexiPin?

Yes. Go to the Pay Bills page and use your FlexiPin to pay bills. Also see our billers account list for bills you can pay online.
Also see our billers account list for bills you can pay online.

Do FlexiPins Expire?

Yes. FlexiPins should be used as soon as possible before the date mentioned on the receipt. If such date is not mentioned it would expire anyway within 3 years after purchase.

What is Over the Border Recharge?

With FlexiPin you can buy Airtime and Recharge Electricity and other meters for family and friends in different countries.
See Over the Border Recharge for products available across the border

Can I pay only part of my FlexiPin?

Yes. Suppose you want to use only a portion of your FlexiPin balance you must be aware of the following:

  • You can only disclose your FlexiPin to our website or to our official interface. If you wish to pay any online retailer you must make sure you are paying the vendor through the FlexiPin portal using a special link on the vendor’s website.
  • If you give someone your FlexiPin then you deem the FlexiPin traded for its entire value. Therefore, if you want to partially redeem your FlexiPin you should not give your FlexiPin away but rather use our portal for payment.

What FlexiPin Denominations are Available?

FlexiPin values are available in any denomination. However, some retailers only stock fixed denomination while others can provide any value FlexiPins.

I have a Large Value FlexiPin, how can I break it up into smaller Denominations?

You have a few options to obtain any denomination of FlexiPins:

  1. Withdraw FlexiPin to your Bank and then you are free to purchase any smaller denominations from a retailer. Note that some retailers only stock fixed denomination FlexiPins while others can provide any value FlexiPins.
  2. You can also use the mPOS application available for your iPhone or Android device. Use your FlexiPin to top up your mPOS eWallet account and then you can purchase for yourself any value FlexiPins.
See IdealVendor for more details.

What happens to my Unused Balance on my FlexiPin?

Unused balances on a FlexiPin can be used for future purchases. You can check your available balance using this website.

Can I combine Multiple FlexiPins into a Single Purchase?

Yes. Using our USSD or online interface you can add multiple FlexiPins for a single purchase.

What are the Charges and Fees?

There are no charges on purchases of goods, recharging of meters or bill payments. Withdrawal to Bank, Paypal or Bitcoin transactions have charges depending on your region which range from 0.75% to 5%.

I want to Sell FlexiPins in my Retail Store?

FlexiPins should be sold in your local currency and subject to your local regulations. If you are a retailer and wish to sell FlexiPins to your customers you can contact us for various POS (point of sale Terminal) options. You can also sell FlexiPins using the mPOS application available for your iPhone or Android device. To begin sales you will need to ensure you have credit on your mPOS account, see IdealVendor for more details.

How can I accept FlexiPin for Purchases in my Online Store?

You can get paid with FlexiPins and simply redeem such FlexiPins by doing a withdrawl to your bank. You can also use our API to automatically accept FlexiPins in your store. Contact us to facilitate your API.

Someone paid me with a FlexiPin, how can I Redeem it?

Go to withdrawl to bank to redeem the FlexiPin into your bank account.

Can I collect Rent with FlexiPin?

Yes. If you are a Landlord and your tenants find it difficult to pay into your account or if you don’t want to handle cash you may collect rent or other payments using FlexiPin. Simply ask your tenant to purchase a FlexiPin and send it to you by eMail or SMS. Then go to withdrawl to bank to redeem the FlexiPin into your bank account.

What Should I be Aware of when using FlexiPins?

Usage of FlexiPins is goverened by our standard terms and conditions (as published from time to time) which must be accepted by patrons and benefactors. Your identity may be required to be verified if peculiar activity is suspected. We may be obligated by law to obtain information from you in order to assist authorities in the combating of crime. Your personal details will not be disclosed to any third party unless required in terms of local legislation. FlexiPins may be used to pay for goods and services at participating suppliers or persons. A FlexiPin purchase and redemption is subject to specific local legislation which may differ from place to place. Extra fees may be levied on certain purchases in different regions. A FlexiPin may not be used for any illegal transactions. It is your responsibility to determine whether a transaction is legal or not. Misuse of a FlexiPin may constitute fraud and may lead to prosecution. Purchase authorisations and/or redemptions will be declined if these terms and conditions are breached. Neither the Company nor it’s agents will be held liable for damage, loss, theft or copying of a respective FlexiPin nor shall they be accountable for any purchase and/or service obtained which was not in accordance with the expectations of a respective purchaser. Any positive balance on a FlexiPin will not accrue any interest and purchases or redemptions using a FlexiPin cannot be exchange or reversed.

 
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